*{box-sizing:border-box;margin:0;padding:0}:root{--azul:#071c33;--azul2:#0d2b4a;--dourado:#c6a15b;--dourado2:#e0c486;--branco:#fff;--fundo:#f5f7fa;--texto:#17202b;--cinza:#5d6773;--borda:#dfe5eb}html{scroll-behavior:smooth}body{font-family:Arial,Helvetica,sans-serif;color:var(--texto);line-height:1.6}.container{width:min(1160px,calc(100% - 40px));margin:auto}.hidden{display:none!important}.topo{background:var(--azul);border-bottom:1px solid rgba(255,255,255,.08)}.topo-conteudo{height:86px;display:flex;align-items:center;justify-content:space-between}.marca{height:70px;display:flex;align-items:center}.logo-yba{display:block;width:auto;height:62px;max-width:300px;object-fit:contain}.btn-header{color:#fff;border:1px solid var(--dourado);padding:11px 20px;border-radius:7px;text-decoration:none;font-weight:700;font-size:13px}.hero{background:linear-gradient(135deg,#06192d,#0a2744 60%,#0e3152);padding:82px 0 92px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.tag,.card-tag{display:inline-block;color:var(--dourado);font-size:12px;font-weight:800;letter-spacing:1.7px;margin-bottom:17px}.hero h1{font-family:Georgia,serif;color:#fff;font-size:clamp(40px,5vw,62px);line-height:1.07;font-weight:500;margin-bottom:24px}.hero-subtitulo{color:rgba(255,255,255,.82);font-size:18px;margin-bottom:27px}.hero-beneficios{display:flex;flex-wrap:wrap;gap:12px 25px;color:#fff;margin-bottom:30px;font-size:14px}.hero-beneficios span{color:var(--dourado2)}.btn-principal{display:inline-flex;justify-content:center;align-items:center;min-height:52px;border:0;border-radius:7px;background:linear-gradient(135deg,#d5b66f,#b98e42);color:var(--azul);padding:14px 25px;text-decoration:none;font-size:13px;font-weight:800;cursor:pointer}.observacao{color:rgba(255,255,255,.57);font-size:12px;margin-top:16px}.hero-card{background:#fff;border-radius:15px;padding:38px;box-shadow:0 25px 65px rgba(0,0,0,.25);border-top:4px solid var(--dourado)}.hero-card h2,.titulo-secao h2,.texto-central h2,.destaque-final h2{font-family:Georgia,serif;color:var(--azul);font-weight:500;line-height:1.18}.hero-card h2{font-size:31px;margin-bottom:15px}.hero-card>p{color:var(--cinza);font-size:14px;margin-bottom:24px}.mini-beneficios{border-top:1px solid var(--borda);margin-bottom:25px}.mini-beneficios div{display:flex;gap:15px;border-bottom:1px solid var(--borda);padding:14px 0;font-size:13px}.mini-beneficios strong{color:var(--dourado)}.btn-full{width:100%}.secao,.secao-clara,.secao-azul,.calculadora-secao,.resultado-secao{padding:88px 0}.secao-clara{background:var(--fundo)}.texto-central{text-align:center;max-width:820px}.texto-central h2,.titulo-secao h2,.destaque-final h2{font-size:clamp(31px,4vw,45px);margin-bottom:20px}.texto-central p,.titulo-secao>p,.destaque-final>p{color:var(--cinza);margin:10px auto;max-width:750px}.titulo-secao{text-align:center;max-width:760px;margin:0 auto 48px}.passos{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}.passo-card{padding:32px 29px;border:1px solid var(--borda);border-radius:12px}.numero{width:42px;height:42px;display:flex;align-items:center;justify-content:center;background:var(--azul);color:var(--dourado2);border-radius:50%;font-weight:800;margin-bottom:20px}.passo-card h3{color:var(--azul);margin-bottom:8px}.passo-card p{color:var(--cinza);font-size:14px}.secao-azul{background:var(--azul)}.titulo-claro h2{color:#fff}.itens-calculo{display:grid;grid-template-columns:1fr 1fr;gap:15px;max-width:980px;margin:auto}.item-calculo{display:flex;gap:15px;padding:20px;border:1px solid rgba(255,255,255,.12);border-radius:10px;background:rgba(255,255,255,.055)}.item-calculo>span{color:var(--dourado2)}.item-calculo strong{color:#fff}.item-calculo p{color:rgba(255,255,255,.62);font-size:13px}.calculadora-container{max-width:900px}.calculadora-box,.resultado-box{background:#fff;border:1px solid var(--borda);border-radius:14px;padding:42px;box-shadow:0 18px 50px rgba(0,0,0,.1)}.progress{height:5px;background:#e8edf1;border-radius:20px;overflow:hidden;margin-bottom:38px}.progress span{display:block;width:16.66%;height:100%;background:linear-gradient(90deg,var(--dourado),var(--dourado2))}.step{display:none}.step.active{display:block}.step h3{font-family:Georgia,serif;color:var(--azul);font-size:30px;font-weight:500;margin-bottom:25px}label{display:block;color:#273544;font-size:13px;font-weight:700;margin-bottom:20px}input,select{width:100%;min-height:49px;display:block;border:1px solid #ced6df;border-radius:7px;background:#fff;padding:10px 13px;margin-top:7px;font:inherit}.grid2,.checks{display:grid;grid-template-columns:1fr 1fr;gap:18px}.ajuda{background:#f5f7f9;border-left:3px solid var(--dourado);padding:13px 15px;color:var(--cinza);font-size:13px;margin-bottom:22px}.actions{display:flex;justify-content:space-between;gap:12px;margin-top:28px}.btn-secundario{min-height:50px;border:1px solid #ccd4dd;background:#fff;color:var(--azul);padding:12px 22px;border-radius:7px;font-weight:700}.checks label,.consent{display:flex;gap:10px;border:1px solid var(--borda);padding:14px;border-radius:7px;margin:0;font-weight:500}.checks input,.consent input{width:auto;min-height:auto;margin:3px 0 0}.consent{margin:22px 0}.resultado-bloqueado,.totals{background:var(--azul);border-radius:10px;padding:22px;margin:20px 0 25px;color:#fff}.resultado-bloqueado strong{display:block;color:var(--dourado2);font-size:27px}.resultado-secao{background:var(--fundo)}.resultado-box{max-width:900px;margin:auto}.resultado-box>h2{font-family:Georgia,serif;color:var(--azul);font-size:38px;font-weight:500}.alert{background:#fff6df;border-left:4px solid var(--dourado);padding:18px;margin:20px 0}.alert.info{background:#edf5fb;border-left-color:var(--azul2)}.cta-final{background:#f4f6f8;border-radius:10px;padding:30px;margin-top:35px}.cta-final p{margin:10px 0 20px;color:var(--cinza)}.aviso-legal,.footer-aviso{font-size:11px;color:#77818c;margin-top:25px}.destaque-final{text-align:center;max-width:900px}.direitos{display:flex;flex-wrap:wrap;justify-content:center;gap:9px;margin:30px auto}.direitos span{background:#fff;border:1px solid var(--borda);border-radius:30px;padding:9px 15px;color:var(--azul);font-size:12px;font-weight:700}footer{background:#051524;padding:48px 0;color:rgba(255,255,255,.72);text-align:center}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:45px}.hero-texto{text-align:center}.hero-beneficios{justify-content:center}.passos,.itens-calculo{grid-template-columns:1fr}}
@media(max-width:650px){.container{width:calc(100% - 28px)}.topo-conteudo{height:74px}.marca{height:58px}.logo-yba{width:auto;height:50px;max-width:230px}.btn-header{display:none}.hero{padding:52px 0 60px}.hero h1{font-size:37px}.hero-card{padding:27px 22px}.secao,.secao-clara,.secao-azul,.calculadora-secao,.resultado-secao{padding:62px 0}.calculadora-box,.resultado-box{padding:25px 20px}.grid2,.checks{grid-template-columns:1fr}.actions{flex-direction:column-reverse}.actions button,.btn-principal{width:100%}}

.conditional-box{background:#f8f9fb;border:1px solid var(--borda);border-left:4px solid var(--dourado);border-radius:9px;padding:22px;margin:8px 0 24px}.conditional-box h4{color:var(--azul);font-size:17px;margin-bottom:16px}